what is a self-insured dental plan
The Texas A&M University System offers a Delta Dental PPO self-insured dental plan to eligible employees and their families. Here’s what you need to know and how to get the most value from the premium you pay.
How the Self-Insured Plan Works
- Your premium payments help fund the plan
- The A&M System pays dental claims
- Delta Dental does not insure the plan
This helps support plan features employees value.
Delta Dental’s role as a third-party administration (TPA)
- Manage the PPO dentist network
- Process claims
- Offer customer service
- Provide online and mobile tools
Delta Dental helps run the plan and the A&M System pays the claims.
Why PPO Dentists Matter
- Lower, agreed upon prices
- Less money out of your pocket
- Claims filed for you
Using PPO dentists is one of the easiest ways to save money.
Orthodontic Coverage Included
The plan includes orthodontic benefits, such as braces.
Before treatment:
- Choose an in-network PPO orthodontist
- Ask for a pre-treatment estimate
- Understand any lifetime limits
An estimate shows what the plan pays and what you may owe.
Be a Smart Dental Customer
Because employees pay 100% of the dental premium, smart choices matter.
- Use preventive care and get your regular cleanings
- Ask questions before major treatment
- Compare PPO dentists
- Review your Explanation of Benefits (EOB)
- Use Delta Dental’s website and app
Your Dental Plan Working for You
- PPO savings
- Orthodontic coverage
- Helpful digital tools
Take care of your smile – and your budget.
To learn more, visit the Delta Dental TAMUS website.