{"id":42597,"date":"2026-11-06T16:50:43","date_gmt":"2026-11-06T22:50:43","guid":{"rendered":"https:\/\/hub.tamus.edu\/benefits\/?p=42597"},"modified":"2026-11-10T19:39:22","modified_gmt":"2026-11-11T01:39:22","slug":"what-is-a-self-insured-dental-plan","status":"publish","type":"post","link":"https:\/\/hub.tamus.edu\/benefits\/what-is-a-self-insured-dental-plan\/","title":{"rendered":"what is a self-insured dental plan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"42597\" class=\"elementor elementor-42597\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b26f66 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b26f66\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b42b72a\" data-id=\"b42b72a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0722b48 elementor-widget elementor-widget-text-editor\" data-id=\"0722b48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The Texas A&amp;M University System offers a Delta Dental PPO self-insured dental plan to eligible employees and their families. Here\u2019s what you need to know and how to get the most value from the premium you pay.<\/p><p><strong>How the Self-Insured Plan Works<\/strong><\/p><ul><li>Your premium payments help fund the plan<\/li><li>The A&amp;M System pays dental claims<\/li><li>Delta Dental does not insure the plan<\/li><\/ul><p>This helps support plan features employees value.<br \/><br \/><\/p><p><strong>Delta Dental&#8217;s role as a third-party administration (TPA)<\/strong><\/p><ul><li>Manage the PPO dentist network<\/li><li>Process claims<\/li><li>Offer customer service<\/li><li>Provide online and mobile tools<\/li><\/ul><p>Delta Dental helps run the plan and the A&amp;M System pays the claims.<\/p><p><strong>Why PPO Dentists Matter<\/strong><\/p><ul><li>Lower, agreed upon prices<\/li><li>Less money out of your pocket<\/li><li>Claims filed for you<\/li><\/ul><p>Using PPO dentists is one of the easiest ways to save money.<\/p><p><strong>Orthodontic Coverage Included<\/strong><\/p><p>The plan includes orthodontic benefits, such as braces.<\/p><p>Before treatment:<\/p><ul><li>Choose an in-network PPO orthodontist<\/li><li>Ask for a pre-treatment estimate<\/li><li>Understand any lifetime limits<\/li><\/ul><p>An estimate shows what the plan pays and what you may owe.<\/p><p><strong>Be a Smart Dental Customer<\/strong><\/p><p>Because employees pay 100% of the dental premium, smart choices matter.<\/p><ul><li>Use preventive care and get your regular cleanings<\/li><li>Ask questions before major treatment<\/li><li>Compare PPO dentists<\/li><li>Review your Explanation of Benefits (EOB)<\/li><li>Use Delta Dental\u2019s website and app<\/li><\/ul><p><strong>Your Dental Plan Working for You<\/strong><\/p><ul><li>PPO savings<\/li><li>Orthodontic coverage<\/li><li>Helpful digital tools<\/li><\/ul><p>Take care of your smile &#8211; and your budget.<\/p><p>To learn more, visit the <a href=\"https:\/\/www1.deltadentalins.com\/group-sites\/tamus.html\">Delta Dental TAMUS website<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Texas A&amp;M University System offers a Delta Dental PPO self-insured dental plan to eligible employees and their families. Here\u2019s what you need to know and how to get the most value from the premium you pay. How the Self-Insured Plan Works Your premium payments help fund the plan The A&amp;M System pays dental claims&#8230;<\/p>\n","protected":false},"author":1971,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[104],"tags":[],"class_list":["post-42597","post","type-post","status-publish","format-standard","hentry","category-benefit-information"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>what is a self-insured dental plan - Benefits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hub.tamus.edu\/benefits\/what-is-a-self-insured-dental-plan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"what is a self-insured dental plan - Benefits\" \/>\n<meta property=\"og:description\" content=\"The Texas A&amp;M University System offers a Delta Dental PPO self-insured dental plan to eligible employees and their families. 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