{"id":41394,"date":"2026-08-27T16:48:45","date_gmt":"2026-08-27T21:48:45","guid":{"rendered":"https:\/\/www.tamus.edu\/benefits\/?page_id=41394"},"modified":"2026-09-01T10:08:31","modified_gmt":"2026-09-01T15:08:31","slug":"retiree-premiums","status":"publish","type":"page","link":"https:\/\/hub.tamus.edu\/benefits\/retiree-premiums\/","title":{"rendered":"Retiree Premiums"},"content":{"rendered":"\t\t
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2026-2027 Retiree Premiums<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t
Plan<\/th>Retiree Only<\/th>Retiree & Spouse<\/th>Retiree & Child(ren)<\/th>Retiree & Family<\/th>\n<\/tr>\n<\/thead>\n
<\/td>Total Cost<\/td>Your Cost<\/td>Total Cost<\/td>Your Cost<\/td>Total Cost<\/td>Your Cost<\/td>Total Cost<\/td>Your Cost<\/td>\n<\/tr>\n
A&M Care<\/td>$1,120.00<\/td>$0.00<\/td>$1,740.44<\/td>$310.22<\/td>$1,551.08<\/td>$215.54<\/td>$1,993.14<\/td>$436.58<\/td>\n<\/tr>\n
65 Plus MA (PPO)<\/td>$1,002.39<\/td>$0.00<\/td>$1,555.78<\/td>$125.56<\/td>$1,386.77<\/td>$51.23<\/td>$1,781.35<\/td>$224.79<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t
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2026 - 2027 Retiree Dental Premiums<\/h2>\n\n\n\n\n\t\n\n\t\n\t
Dental Plan<\/th>Retiree Only<\/th>Retiree & Spouse<\/th>Retiree & Child(ren)<\/th>Retiree & Family<\/th>\n<\/tr>\n<\/thead>\n
A&M Dental PPO<\/td>$32.54<\/td>$65.04<\/td>$68.30<\/td>$104.06<\/td>\n<\/tr>\n
DeltaCare USA Dental<\/td>$21.72<\/td>$38.60<\/td>$38.90<\/td>$60.42<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t
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2026 - 2027 Retiree Vision Premiums<\/h2>\n\n\n\n\n\t\n\n\t
Plan<\/th>Retiree Only<\/th>Retiree & Spouse<\/th>Retiree & Child(ren)<\/th>Retiree & Family<\/th>\n<\/tr>\n<\/thead>\n
Superior Vision by MetLife<\/td>$8.36<\/td>$17.72<\/td>$13.70<\/td>$24.44<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t
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2026-2027 Basic Life<\/h2>\nThe premium for this plan is usually paid by the employee contribution.<\/span>\n\n\n\n\n\t\n\n\t
Basic Life<\/th>Alternate Basic Life<\/th>\n<\/tr>\n<\/thead>\n
$6.27<\/td>$.70 per $1,000 of coverage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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2026-2027 Optional Life Premiums<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Age<\/th>Non-tobacco Rate<\/th>Tobacco Rate<\/th>\n<\/tr>\n<\/thead>\n
Under 25<\/td>$.036<\/td>$.085<\/td>\n<\/tr>\n
25-29<\/td>$.036<\/td>$.085<\/td>\n<\/tr>\n
30-34<\/td>$.036<\/td>$.085<\/td>\n<\/tr>\n
35-39<\/td>$.043<\/td>$.102<\/td>\n<\/tr>\n
40-44<\/td>$.050<\/td>$.119<\/td>\n<\/tr>\n
45-49<\/td>$.102<\/td>$.204<\/td>\n<\/tr>\n
50-54<\/td>$.170<\/td>$.340<\/td>\n<\/tr>\n
55-59<\/td>$.306<\/td>$.612<\/td>\n<\/tr>\n
60-64<\/td>$.476<\/td>$.952<\/td>\n<\/tr>\n
65-69<\/td>$.646<\/td>$1.292<\/td>\n<\/tr>\n
70-74<\/td>$1.216<\/td>$2.431<\/td>\n<\/tr>\n
75+<\/td>$1.70<\/td>$3.400<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nYour age on September 1 will be the age used to calculate your premiums for the rest of the fiscal year. \t<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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2026- 2027 Dependent Life Premiums<\/h2>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t
Age<\/th>Non-tobacco Rate<\/th>Tobacco Rate<\/th>\n<\/tr>\n<\/thead>\n
Under 25<\/td>$.043<\/td>$.051<\/td>\n<\/tr>\n
25-29<\/td>$.051<\/td>$.061<\/td>\n<\/tr>\n
30-34<\/td>$.068<\/td>$.082<\/td>\n<\/tr>\n
35-39<\/td>$.077<\/td>$.092<\/td>\n<\/tr>\n
40-44<\/td>$.085<\/td>$.102<\/td>\n<\/tr>\n
45-49<\/td>$.128<\/td>$.153<\/td>\n<\/tr>\n
50-54<\/td>$.196<\/td>$.235<\/td>\n<\/tr>\n
55-59<\/td>$.366<\/td>$.439<\/td>\n<\/tr>\n
60-64<\/td>$.561<\/td>$.673<\/td>\n<\/tr>\n
65-69<\/td>$1.080<\/td>$1.295<\/td>\n<\/tr>\n
70-74<\/td>$1.751<\/td>$2.101<\/td>\n<\/tr>\n
75+<\/td>$1.751<\/td>$2.101<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nPlan A: Spouse age-based rate per $1,000 of coverage; Child $.051 per $1,000 of coverage
\nPlan B: Spouse $.895\/month (flat rate) for $5,000 in DL & AD&D; Child Plan B: $0.270\/month (flat rate) for $5,000 in DL & AD&D
\nPlan C: 1\/2 Alternate Basic Life premium; 1\/10 if no spouse if covered<\/span>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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2026-2027 Retiree AD&D<\/h2>\nMonthly rate per $10,000<\/span>\n\n\n\n\n\t\n\n\t
AD&D<\/th>Retiree Only<\/th>Retiree and family<\/th>\n<\/tr>\n<\/thead>\n
Monthly<\/td>$.10<\/td>$.24<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t
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2026-2027 Survivor Premiums<\/h2>\nSurvivors are eligible for only health, dental, and vision coverage.\t<\/span>\n\n\n\n\n\t\n\n\t\n\t\n\t\n\t\n\t
Plan<\/th>Participant<\/th>Participant & Child(ren)<\/th>\n<\/tr>\n<\/thead>\n
A&M Care<\/td>$1,120.00<\/td>$1,551.08<\/td>\n<\/tr>\n
65 Plus MA (PPO)<\/td>$490.21<\/td>$980.42<\/td>\n<\/tr>\n
A&M Dental (PPO)<\/td>$32.54<\/td>$68.30<\/td>\n<\/tr>\n
DeltaCare USA Dental<\/td>$21.72<\/td>$38.90<\/td>\n<\/tr>\n
Vision<\/td>$8.36<\/td>$13.70<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

2026-2027 Retiree Premiums Edit Plan Retiree Only Retiree & Spouse Retiree & Child(ren) Retiree & Family Total Cost Your Cost Total Cost Your Cost Total Cost Your Cost Total Cost Your Cost A&M Care $1,120.00 $0.00 $1,740.44 $310.22 $1,551.08 $215.54 $1,993.14 $436.58 65 Plus MA (PPO) $1,002.39 $0.00 $1,555.78 $125.56 $1,386.77 $51.23 $1,781.35 $224.79 2026…<\/p>\n","protected":false},"author":1971,"featured_media":0,"parent":0,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-41394","page","type-page","status-publish","hentry"],"yoast_head":"\nRetiree Premiums - 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